The Healthcare Benefits Guide for You
Everyone wants to have a healthy body. However, you can’t just depend on a healthy lifestyle in order to get that kind of condition. You also must have health care protection that will give you a lot of healthcare benefits.
We don’t talk about the act to treat and keep your body healthy here. Healthcare here is one of the important insurance. You don’t need to worry anymore about medical treatment whenever you have a health problem because the healthcare benefits will help you to get the treatment that you need.
With so many great things you can get from this service, what kind of healthcare benefits actually can you get? For you who want to know more, we have what you need in this article. Below, you can find the explanation about the healthcare benefits that will become your great reference.
The Healthcare Benefits for Employee
The healthcare protection has an important role in today’s business world. A company must have the protection or insurance for their employee, in order to get more advantages. Here, you can see what kind of healthcare benefits that can give to the company that uses the healthcare insurance.
Reduce the Absenteeism
With better health protection for your employee, your employee will be able to keep their health in good condition. It will reduce the chance that they got sick, which make them must miss their work day. This will improve the production efficiency of your company.
According to Katrina Firlik, Co-Founder and Chief Medical officer for HealthPrize Technologies in Norwalk, Conn, preventing the illness like this will give good effect to your employee. More importantly, it also can help your employee to keep their mental health in good condition. As we all know, mental health will affect their performance a lot, which means this is also important for your company.
Saves More Money
Marcia Miller Telthoster, Vice President of Human Resources at Princeton HealthCare System said having a good healthcare will prevent the extra cost that your employee needs to spend to treat their condition. Of course, you as the company owner also can avoid other problem, where you should spend more just because your employee can’t work in their work days.
Employees that get the healthcare benefits from your company also feel more satisfied. They don’t need to worry about spending more money on their health. This will make them work much better for your company and produce a better result for your company.
Keep Your Best Employee
You will feel annoyed when your best employee moves out to other company because they have better healthcare protection, don’t you? Therefore, one of the healthcare benefits from having good health insurance for your employee is preventing this kind of thing happen. Your employee will feel comfortable to work with you, and you can use the best of them to make your company grow.
Keep the Employee Focus
Finding a good healthcare package will need a lot of time, energy and money. So, if you provide the health protection with its many healthcare benefits, your employee doesn’t need to do all of those difficult things. They can focus and work with their best performance.
Basically, you can get more benefits from providing the healthcare protection for your employee. You don’t need to worry about the money you need to spend on this plan. The healthcare benefits you can get from this plan will give you worth of investment for the future of your company.
Healthcare Benefits for Individual
For an individual, you will get more healthcare benefits than you maybe ever imagined. Apply for health insurance will help you to get many good things, than people without health insurance. Here are some of them.
This is obvious. You can save more money by applying the right health insurance plan that offers various healthcare benefits. Without it, maybe the price you need to pay for your health treatment can give you a great shock.
Here are the examples of how much you need to pay when you have to stay in the hospital for treating your health problem.
One Tylenol - $1.50
Marker for mark the surgery area - $6
A box of gauze pads - $77
Nurse’s services - $1,200 per hour
Now, can you imagine how much money that you waste without having good healthcare benefits from your insurance? Let’s compare the price you need to pay if you have the ability to purchase them by yourself, except the nurse service.
One Tylenol – you can buy it from Amazon with just $1.49
Marker – I believe it is much cheaper and you can buy one and use it many times
A box of gauze pads – you can buy it from Amazon with just $10.15
Therefore, you will get the advantages of health care insurance in your pocket. The insurance company has negotiated the price with the hospital. With their healthcare benefits plan, you just need to pay for about 50% from the price that the hospital set above.
Improve The Quality of Your Life
Your life’s quality will also improve. The healthcare benefits from the insurance don’t only provide you with the coverage for purchasing the health treatment that you need. However, it also gives the advice to live healthier, such as having a healthy meal and routine exercise.
Of course, you will get the best from healthcare benefits, if you follow what they suggest to you. You will get more advantages than you ever imagined with just using this method.
Save Your Life
The healthcare insurance also can protect and even save your life when you need it. Their healthcare benefits cover all treatment that you need whenever you receive some injury or health problem. Without it, you will only get standard treatment which has a lower chance to heal your problem compared to the high-quality treatment that insurance covered.
Now, you know the best healthcare benefits from having health insurance. Therefore, do not hesitate to apply for the health insurance. This simple decision maybe can affect a lot of things in your life in the future.